Quick Answer: Is Your Insurance Void Without MOT?

Do insurance companies check your mot?

When your car passes its MOT, you’ll get a certificate to confirm it.

If you’ve still got your latest MOT certificate lying around, check the date on it.

If it’s less than a year ago, your MOT is still valid.

So your insurance company can use it to check if you’ve got a valid MOT on your car, too..

Can police tell if you have no MOT?

Automatic number plate recognition (ANPR) cameras are everywhere, both in police cars and on the roadside, and they’ll cross-check your registration with the national database so that they can immediately tell when your vehicle doesn’t have a valid MOT certificate or road tax.

Is driving without MOT a criminal Offence?

Driving without an MOT is a criminal offence The fact is that driving a car without a valid MOT is a criminal offence under Section 47 of the Road Traffic Act 1988. … An MOT certificate guarantees that your vehicle is road worthy and safe to be driven around.

Can you drive the day your MOT expires?

So is my MOT valid on the day that it expires? Common sense says that the date of expiry lasts until midnight, but if you’re driving your car on that date you’d be wise to be driving to the test centre! You don’t have to wait until the MOT expiry date to renew your MOT.

What happens if MOT is late?

Rules relating to MOTs and driving your vehicle: You’re only allowed to drive your car when its MOT has expired if you’ve booked an MOT and are driving to the test centre. … Fines – A fine of up to £1,000 can be levied, and a vehicle possibly impounded if it’s found to have an invalid MOT certificate.

How long can I leave my mot?

Earliest date you can get an MOT An MOT lasts for a year. The date it runs out is printed on your current MOT pass certificate. You can be fined up to £1,000 for driving a vehicle without a valid MOT. You can get an MOT up to a month (minus a day) before it runs out and keep the same renewal date.

What would fail an MOT?

Help your car pass its next MOT Around 1.5 million vehicles fail their MOT due to simple things such as faulty bulbs, too little tyre tread, or even empty windscreen washer fluid bottles. It’s possible to anticipate most of these issues with a quick check of your car. It only takes a ‘Minute Or Two’!

Do you get 14 days grace for an MOT?

It is assumed by many people that they have 14 days ‘grace’ after their MOT test Certificate expires to obtain a renewal – This is not the case. However, the MOT test regulations do make the provision for early testing by up to a calendar month to ease the renwal process.

What happens if you have an accident without MOT?

If you have an accident and you have no valid MOT, your insurance company may state that your insurance was invalidated as a result. You are then left liable for any costs as a result of that accident.

Can I drive my car home if it fails mot?

The answer is that you can still drive your vehicle if it fails the test and its existing MOT certificate is still valid (i.e. if your test was before the expiry date) as long as no ‘dangerous’ problem(s) were listed in the MOT.

Is driving without MOT illegal?

No, you must not drive on the road if your car does not have a valid MOT certificate. Motorists caught can be prosecuted and handed a £1,000 fine. … They are if you on your way to or from somewhere to be repaired and/or to a pre-arranged MOT test.

How long can you go without MOT?

The simple answer is, no. If your vehicle is more than three years old, you can’t drive without an MOT unless you’re on the way to the garage for your pre-booked MOT appointment. Hoping to use this excuse if you’re caught on the way to work?

Can you mot your own car?

An MOT is an MOT. – Your own car should be tested no differently to any other car. We may look on it in a different light, but the outcome should be the same whoever owns the car.